Specialist & Commercial Finance

Some types of lending are a little more specialist and require expert advice.

For this reason, we decided to set up Cambridgeshire Commercial Money. A specialist division designed to ensure you always get expert simple, smart advice no matter what your finance needs are.

What documents will I need to get a mortgage?

In all mortgage cases you will need documents to prove; Your Identity, the address you live at, Proof of your Income (normally 3 payslips if you are employed or SA302s or Accounts depending on how you are self employed), Last 3 Months Bank Statements & Proof of your Deposit
Can I get a mortgage if I’ve had previous bad credit?

Mortgages for people that have experienced previous blips on their credit reports are one of the things that we specialise in. Check out our “Mortgages for Adverse Credit” page
I can go to my own bank, why would I need a mortgage broker?"

It’s absolutely true, you could go to your own bank and if you decided that you thought that was best for you then I can only wish you the best of luck in the future. However using a mortgage broker gives you peace of mind that you are getting the best mortgage for your own personal circumstances. We don’t use consider one lender and one set of products we search the whole of market and matching your requirements to the lender that would best suit your circumstances
The Estate Agents have asked me for an Agreement in Principle – What is it?

An Agreement in Principle (also known as a Decision in Principle, AIP or DIP) is a lender giving you an indicative answer as to whether they would consider lending to you. They complete a credit check but no documents are provided at this stage just the information provided by yourself to us so it’s important that the information provided is accurate as there is nothing worse then getting approved in principle but then not being applicable for the mortgage because of your documents not matching the information you told us.