Buying a property is likely the largest financial commitment you’ll ever make in your lifetime and as the years have gone by, Mortgages and the ability to get them has become more complex.
Cambridgeshire Money are here to make the process as straightforward as possible. From the first time we speak, all the way through to completion we will be there to guide you along the way.
How Much Can You Borrow?
There can be a lot of poor advice out there
Check out our video and listen to what our Director, Corey Whelan has to say about your borrowing potential on a mortgage
Mortgage Advice
Help & Guidance for all types of mortgages. From the straightforward to the very complex..
We also offer mortgage advice for individuals looking for something a little bit different including Help to Buy & the Shared Ownership scheme as well as providing assistance for those going through a divorce and needing a Mortgage Capacity Report (MCR) for the courts
We have a separate division within Cambridgeshire Money whose sole goal is to provide the best Simple, Smart Advice for those looking at more specialist lending including Development Finance, a range of Commercial options and Bridging & Auction finance
In all mortgage cases you will need documents to prove; Your Identity, the address you live at, Proof of your Income (normally 3 payslips if you are employed or SA302s or Accounts depending on how you are self employed), Last 3 Months Bank Statements & Proof of your Deposit
Mortgages for people that have experienced previous blips on their credit reports are one of the things that we specialise in. Check out our “Mortgages for Adverse Credit” page
It’s absolutely true, you could go to your own bank and if you decided that you thought that was best for you then I can only wish you the best of luck in the future. However using a mortgage broker gives you peace of mind that you are getting the best mortgage for your own personal circumstances. We don’t use consider one lender and one set of products we search the whole of market and matching your requirements to the lender that would best suit your circumstances
An Agreement in Principle (also known as a Decision in Principle, AIP or DIP) is a lender giving you an indicative answer as to whether they would consider lending to you. They complete a credit check but no documents are provided at this stage just the information provided by yourself to us so it’s important that the information provided is accurate as there is nothing worse then getting approved in principle but then not being applicable for the mortgage because of your documents not matching the information you told us.
